*Liberty Homes is not acting as a mortgage broker or lender. Loan program and pricing available through LHB Financial NMLS #2318194. First year monthly payment of $2,156 is for illustrative purposes only and assumes a sales price of $400,000, a down payment of $14,000, and borrower qualification for an FHA/VA 30-year fixed rate mortgage loan with a 2-1 temporary buy down feature in the amount of $392,750 (including Upfront Mortgage Insurance Premium) with an interest rate of 6.00% (6.411% Annual Percentage Rate(APR)) for the life of the loan. First year payment is based on an effective rate of 4.00%. Estimated monthly payment year 2 is $2,348 and based on an effective rate of 5.00%. Estimated monthly payment year 3 is $2,552 and based on an effective rate of 6.00%. %. No pre-payment penalty applies. Monthly payment includes principal &interest. Any other fees such as taxes, insurance, UFMIP, and HOA not included and will result in a greater monthly payment amount. Interest rates effective 04/18/2024, based on a 680 credit score, and are subject to change without notice. Assumes borrower completes credit application, meets established credit guidelines, and sets up a tax and insurance escrow account with lender. Buyer may obtain financing from any qualified lender, but this offer is only available from the lender named above. This offer is subject to lender underwriting guidelines, which are subject to change without notice, and is available only for owner-occupied homes. LHB Financial NMLS # 2318194 does Business in Accordance with Federal Fair Lending Laws. LHB Financial NMLS # 2318194 is not acting on behalf of or at the direction of the FHA/HUD or the Federal Government. This product or service has not been approved or endorsed by any governmental agency, and this offer is not being made by any agency of the government. LHB Financial #2318194 are approved to participate in FHA programs but the products and services performed by LHB Financial #2318194 are not coming directly from HUD or FHA. Information, rates, and programs are subject to change without notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions may apply. This is not a lender offer to enter into an agreement. Not all customers will qualify. Rates are subject to change, this is not a commitment to lend.